Drunk Driving Accidents
Victims of alcohol-impaired vehicular accidents often endure severe, lasting, and life-changing injuries, leading to substantial financial burdens for them and their families. Thankfully, the law empowers such victims to seek compensation for their damages from the liable parties. In many cases, victims may also be eligible for punitive damages against the drunk driver.
The range of damages a drunk driving accident victim might face includes medical costs, lost income, funeral expenses, and other economic losses. Additionally, victims may claim compensation for the pain and suffering resulting from their injuries. Spouses of the injured individuals are also entitled to damages for loss of consortium or the absence of their partner’s support due to the accident. While no amount of money can fully undo the harm suffered, financial compensation can alleviate the economic strain caused by the accident.
Immediately following an accident, the responsible auto or truck’s company and their insurance provider will commence an investigation. The goal of these companies is to minimize the compensation owed to the injured party. They have developed sophisticated systems for managing claims involving drunk drivers, particularly in the initial stages of a claim. If you’re seeking a no-charge, obligation-free discussion with an Evans, Georgia attorney about your drunk driving accident claim, click here.
During this period, the insurance company will record statements from those involved in the accident, inspect the vehicle, take photos, acquire the police report, and assess the extent of injuries sustained. Typically, these tasks are completed within the first week, many within the first 24 hours, after the accident.
Insurance company strategies vary, but many aim to settle quickly with the injured party to avoid future liabilities for medical expenses, lost wages, and other potential damages. This is a pitfall that injured individuals should be wary of. Assessing the full extent of injuries from an auto accident can take months and might include the need for surgery or other extensive treatments. The full value of a claim can only be accurately determined once a firm medical diagnosis and prognosis is established. In most cases, Georgia law provides a two-year period to file a lawsuit for personal injury claims involving a drunk driver, so there is no need to rush into a settlement with the insurance company. Discuss your claim with an Evans, Georgia lawyers who specialize in drunk driving accidents without any charge or obligation, click here.
Injured individuals also face additional complexities. For example, if your health insurance covers your medical bills, they may seek reimbursement from your settlement. However, there are considerable restrictions on their right to do so. An experienced attorney can often challenge a health insurance company’s reimbursement claim in cases of auto accidents involving drunk drivers.
Similarly, if you were injured on the job, the worker’s compensation insurance might attempt to recover payments for medical expenses and lost wages. But, there are significant limitations on their right to reimbursement. These critical issues should be understood before agreeing to any settlement with the insurance company for the auto or truck. An experienced attorney can often challenge a worker’s compensation insurance company’s claim for reimbursement.
In Georgia, those operating vehicles are mandated to have minimum liability insurance coverage of $25,000 per person and $50,000 per accident. While trucking and bus companies typically have substantial insurance coverage, the state requires a minimum of $100,000 per person and $300,000 or $500,000 per accident. Since these limits may be insufficient for full compensation, an injured person may need to investigate additional insurance sources and the assets of the liable person or company.
Other parties might also share liability for the accident. For example, a government agency could be responsible if a road defect or faulty light contributed to the accident. Additionally, your own insurance policy might offer extra coverage for injuries from an auto or truck accident. For a no-cost, no-obligation discussion with an Evans, Georgia lawyer about your drunk driving accident claim, click here.
Evaluating a personal injury claim from an auto accident involving a drunk driver is complex. It involves assessment of injury nature and extent, recoverable economic losses, liability issues, and the driver’s history. Considerations also include the trial location and any prior injuries of the claimant.
Insurance companies experienced in handling personal injury claims from auto accidents with drunk drivers aim to settle for the lowest amount possible. Therefore, it’s crucial to have an attorney with significant experience in negotiating with insurance companies on your behalf. Ideally, you should engage an Evans-based attorney or lawyer specializing in personal injury claims involving drunk drivers Your legal representative should be ready to initiate litigation if the insurance company is unwilling to settle for a fair value.
If you’re looking for an opportunity to discuss your claim with an Evans, Georgia attorney experienced in handling drunk driving accident cases, without any obligation, click here.
CALL FLEMING & NELSON, LLP ATTORNEYS AT LAW TODAY TO DISCUSS YOUR CASE
We fight for you, and we don’t back down. Every personal injury case holds potentially life-altering consequences. We don’t hold back on providing our clients the best possible personal injury representation available. If you, a family member, or a close friend has been injured, contact Fleming & Nelson, LLP today at 706-434-8770 or visit us at 7004 Evans Town Center Blvd., Third Floor, Evans, Georgia 30809 to discuss your unique case and our creative strategies with one of our experienced personal injury attorneys.
DISCLAIMER: The content on this site is offered solely for informational purposes and might not represent the current law in your jurisdiction. None of the details provided here should be interpreted as legal advice from Fleming & Nelson, LLP or from the individual writer. Additionally, it is not meant to replace professional legal advice. Readers should not base their actions or decisions to abstain from actions solely on the information found in or available through this site. Instead, they should seek tailored legal or other expert counsel regarding their specific situation from an attorney or other professional authorized to practice in the reader’s state, nation, or other relevant licensing area.